Bank of America Routing Number: How to Find It? When you need to complete various banking chores, having your Bank of America routing number handy can help you save some time. This article will summarize the Bank of America routing number.
However, depending on the state in which your account was registered and the sort of transaction you execute, routing numbers can change. HDBank Career will show you how you can find your bank’s routing number.
A routing number: what is it?
The American Bankers Association assigns bank routing numbers, which are nine digits that identify a financial institution in a transaction. The first four digits are Federal Reserve identification numbers. The first two of those reveal which of the 12 Federal Reserve Bank districts the location of a bank is, and the next two display which Federal Reserve check-processing facility is assigned to your bank.
The following four numbers, which are assigned to banks similarly to checking accounts, identify your banking institution. The check digit, which is the final number, is derived from the first eight numbers.
The purpose of routing numbers
Routing numbers are utilized in a variety of financial operations. You may require one if you intend to conduct any of the following:
- Create a direct deposit arrangement or set up automatic bill payment from your Bank of America account.
- Has money put into your accounts, such as a salary or pension
- Send a check
- To pay someone in the US, use an ACH or wire transfer.
Routing Numbers for Bank of America
Use this table to find every routing number that Bank of America provides in every state. You can now quickly locate your routing number.
|Illinois, Chicago Metro||081904808|
|Missouri East/St. Louis||081000032|
|Missouri West/Kansas City||081000032|
Read more: Swift Code Bank of America.
Wire transfer routing numbers for Bank of America
The ABA routing number associated with your branch location will not operate. Domestic and international wire transfers each require a unique code.
Fortunately, finding your routing number for wire transactions does not require much work. They apply to all Bank of America clients.
Here are some possible codes:
- 26009593 for domestic wire transfers
- BOFAUS3N for international wire transactions in US dollars
- BOFAUS6S for international wire transfers in another currency
- SWIFT/BIC codes are another name for international wire transfer codes.
If you’re not sure if you need to send money in dollars or foreign currency, use the first SWIFT/BIC indicated above: BOFAUS3N.
ACH routing number for Bank of America
The routing number required by Bank of America will vary depending on the transaction. For receiving ACH transfers and setting up automatic bill payments, you might require different phone numbers.
Bank of America’s ACH routing number is 026009593. ACH numbers, which stand for Automatic Clearing House, are unique to each bank in the United States. Banks and transfer applications like Zelle or Cash App use your bank account number and the ACH number to determine which specific account payments should to be deducted from and delivered to.
The routing numbers that a bank has may vary, but they are never exchanged with other banks. This ensures that your payment reaches its intended destination.
How to receive a wire transfer?
You will need to be aware of a few fundamental details in order to establish up a connection if you need to accept a wire transfer from someone else, whether they are located domestically or abroad.
The paperwork or inquiry required to accept a wire transfer may appear complicated at first glance, but it is actually quite straightforward. Here’s what you should know:
- Name of the bank: Bank of America, NA
- Address of the bank: 224 Broadway, New York, NY 10038 (this is the same for all Bank of America customers, no matter where your personal account was opened).
- BNF/Field 4200 / beneficiary account number: Your unique account number, including any zeros
- Beneficiary name and address: The same as it appears on your bank statement.
You must provide a separate bank address if you are receiving a wire transfer internationally from a foreign account (any currency besides US dollars).
Wire transfer is the fastest and most effective way to send a sizable sum of money domestically or abroad. You’ll never know when you’ll have to transmit and receive one, so make a note of this information and have it close to hand!
How Do You Get Your Bank of America Routing Number?
There are 5 ways to know your Bank of America Routing number.
On this post
For wire transactions and checking accounts, we have listed the Bank of America routing number above. You can easily view it.
Locating your check’s routing number
Take a look at your checkbook to determine your Bank of America routing number. Your routing and account numbers are printed on the bottom of every check to execute a transaction. The two codes are divided by a symbol that resembles a semicolon and can be found in the bottom left corner of your check.
Routing numbers and account numbers are typically printed on the left side of checks. A routing number is always 9 digits long, therefore you can easily check that you have the correct code by counting the digits.
If you don’t have a checkbook, you can substitute mobile banking for traditional checks.
In your online account, you can find your routing number.
If you use online banking from Bank of America, you may immediately retrieve your routing number by logging into your account.
After logging in, open the desired account (checking, savings, etc.). For controlling the account and sending transfers, there are several tabs at the top. On the far right, select “Information & Services.”
You will see two routing numbers there, one for wire transactions and the other for paper and electronic transfers. Your ABA routing number can be found under “paper and electronic.”
To obtain your routing number, contact your bank.
Getting in touch with your bank or going in person are the two easiest ways to identify your Bank of America routing number.
You can contact Bank of America customer support by dialing 1 (800) 432-1000. To find your routing number, they’ll enquire about a few fundamental things.
You might also go to your nearest Bank of America location and ask a teller for your routing number. They’ll look into your account to discover where you opened it and notify you!
Search on Fedwire
You may look up Bank of America routing numbers using your name, city, or state, or you can verify the one you already have is accurate.
How can I independently verify the Bank of America routing number?
You may quickly locate your routing number if you have a Bank of America check available. The routing number for Bank of America can be found at the bottom of a check. To find it, look at the image below.
Can Bank of America routing numbers be changed?
Yes. Depending on the size and number of states served, a bank may be granted more than one routing number. Despite the fact that Bank of America’s headquarters are in Charlotte, other states may need a different routing number for services or branches. If you’re unsure, ask a Bank of America representative to confirm the routing numbers.
FAQs: Bank of America Routing Number
How can I find out the routing number for my savings account with Bank of America?
- Access your mobile app.
- After transactions, go to the account and scroll to the bottom.
- Then select the “Information & Services” tab.
- Under “Account Details,” you’ll find the routing number for ACH and wire transfers.
What is the Bank of America Massachusetts Routing Number?
Massachusetts’s Bank of America routing number is 011000138. The ACH routing number in Massachusetts is 011000138, which is also the same.
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