PennyMac Mortgage Login: Access Online, Mobile Lender Portal

PennyMac Mortgage Login: In order to make logging into your Pennymac Mortgage Lender account as easy as possible, we have put together a few guidelines. By following these simple steps, you’ll be able to log in and enroll in your account with ease. Plus, we will show you to recover your account and how to make a payment.

Let’s get started to know more details!

About PennyMac Mortgage

Pennymac, a California-based mortgage lender established in 2008, claims to have serviced loans totaling more than $519 billion. In addition to traditional mortgages, Pennymac also provides VA, FHA, and Department of Veterans Affairs loans, as well as financing for investment properties.

Its Vision

Be your home’s most reliable partner.

Its Mission

Assisting Americans in realizing and maintaining their dream of homeownership.

It Core Values

• Accountable
• Reliable
• Ethical

PennyMac Mortgage Loan Options

PennyMac Mortgage provides its customers with a variety of loan options which include:

Conventional Loans

Contrary to VA, USDA, and FHA programs, conventional loans are not insured or guaranteed by the federal government. With a larger down payment and these flexible loans, consumers can often avoid mortgage insurance and receive inexpensive rates.

ARM Loans

A mortgage with an adjustable rate, or ARM, comprises two distinct phases: Low payments at a set interest rate are available in the first phase. This rate is frequently much more affordable than what fixed-rate mortgages can provide. You will continue paying off your loan at a rate that will fluctuate once the initial phase is finished.

Jumbo Loans

A jumbo loan is a type of non-conforming loan that is used to finance an amount for a property that is greater than the conforming loan limit typically approved by government-sponsored enterprises in the area. A borrower with a good credit score and sufficient reserves might obtain financing for a bigger sum thanks to a jumbo loan.

FHA Loans

The Department of Housing and Urban Development (HUD), a branch of the federal government, oversees the Federal Housing Administration (FHA) mortgage program.

FHA loans are available to all types of applicants, despite the fact that first-time homeowners tend to choose these types of loans the most.

VA Loans

The military service personnel and their families are the target audience for the VA loan programs offered by the U.S. Department of Veterans Affairs.

Due to the VA’s government-backed status, lenders are permitted to finance up to 100% of the value of the property without fear of incurring losses due to borrower default.

USDA Loans

If a borrower meets specific income standards and resides in an area that has been designated as “rural,” the United States Department of Agriculture (USDA) will give them a loan program.

This kind of mortgage loan is intended for borrowers who are unable to obtain a traditional loan despite having a stable, low or modest income. These loans are subject to income restrictions, which vary by county.

Investment Property Loans

An investment loan might be exactly what you need if you’re planning to buy a single-family, townhome, condo, or multi-unit property with the goal of making a profit.

What’s Needed to Login into PennyMac Mortgage

You’ll need a few things before you can log in to PennyMac Mortgage online:

• Username
• Password
• Devices with a stable Internet connection

With the above-mentioned pieces of information, you’ll be able to log in and manage your account online.

How to login to Pennymac Mortgage?

You can access your PennyMac Mortgage online account anywhere if you have one. You must understand how to access your account in order to get there.

Here are the instructions to do that:

Step 1: Go to the homepage of PennyMac Mortgage

Open Pennymac login page at https://www.pennymac.com/ to get access to PennyMac Mortgage’s official web page.

Step 2: Choose your method to continue

Click the “LOGIN/REGISTER” button and a box will appear.

Step 3: Move to ACCOUNT LOGIN

Select “MY ACCOUNT” and you will be redirected to a new page.

Step 4: Enter your account info

Fill in your Username and Password. After that, click “LOGIN” to get access to your PennyMac Mortgage account.

How to Retrieve your Username

In order to retrieve your username, follow the steps below:

Step 1: Go to the homepage of PennyMac Mortgage

Open the following URL: https://www.pennymac.com/ to get access to PennyMac Mortgage’s official web page.

Step 2: Choose your method to continue

Click the “LOGIN/REGISTER” button and a box will appear.

Step 3: Move to ACCOUNT LOGIN

Select “MY ACCOUNT” and you will be redirected to a new page.

Step 4: Navigate to FORGOT USERNAME

Click the “Forgot Username?” button to navigate to a new page.

Step 5: Fill in your account email

Enter your Email address that is used to register the account and verify “I’m not a robot”.

After that, click “CONTINUE” and carry out the next given steps on the website to recover your username.

How to Reset your Password?

If you have forgotten your password by mistake, it is fortunate that you can reset it by adhering to the following instructions:

Step 1: Go to the homepage of PennyMac Mortgage

Open the following URL: https://www.pennymac.com/ to get access to PennyMac Mortgage’s official web page.

Step 2: Choose your method to continue

Click the “LOGIN/REGISTER” button and a box will appear.

Step 3: Move to ACCOUNT LOGIN

Select “MY ACCOUNT” and you will be redirected to a new page.

Step 4: Navigate to FORGOT PASSWORD

Click the “Forgot password?” button to navigate to a new page.

Step 5: Fill in your username

Enter your Username and verify “I’m not a robot”.

After that, click “CONTINUE” and carry out the next given steps on the website to reset your password.

How to Register a PennyMac Mortgage Account?

A PennyMac Mortgage client can easily enroll in an account. It will be simpler to validate your information as an account holder because you already have an account. From there, you can continue to register for a login account and get banking freedom. 

The steps are below:

Step 1: Go to the homepage of PennyMac Mortgage

Open the following URL: https://www.pennymac.com/ to get access to PennyMac Mortgage’s official web page.

Step 2: Choose your method to continue

Click the “LOGIN/REGISTER” button and a box will appear.

Step 3: Move to ACCOUNT LOGIN

Select “MY ACCOUNT” and you will be redirected to a new page.

Step 4: Redirect to REGISTER

Press the “Don’t have an account yet? Register here.” button to continue.

Step 5: Create your account login

Complete entering the following required fields:

• Username
• Password
• Password Confirmation

Then click “CONTINUE” and carry the next on-screen steps to complete registration.

The Reasons for Using PENNYMAC MOBILE App

Explore all the ways you may pay with Pennymac Mobile’s safe, user-friendly app. PennyMac Mortgage has implemented some new tools that have made it simpler than ever to simply manage your mortgage and make a range of payments.

The following are some advantages of the PennyMac Mobile app:

• Create Pennymac AutoPay and make monthly payments, principal reduction payments, and escrow shortfall payments.
• Review loan activities quickly with fingerprint authentication
• Install and see statements and other documentation
• Receive alerts when payments are due
• View and pay numerous mortgages
• Connect to your loan account round-the-clock (s)
• The capability to make a range of payments anywhere, at any time
• Use paperless statements to reduce waste

Download PENNYMAC MOBILE App on Appstore:

You may find PENNYMAC MOBILE App in the Appstore by searching its name or following this link: PENNYMAC MOBILE on IOS

Download PENNYMAC MOBILE App on Google Play:

PENNYMAC MOBILE App may be found in Google Play by searching its name or following this link: PENNYMAC MOBILE on Android

How to Login to PENNYMAC MOBILE App?

1. Download and launch the PENNYMAC MOBILE app on Android and IOS.
2. Enter your Username and Password.
3. Press “Login” to get access to the app.

Pennymac login problems, what to do?

Connection error:

• Please check your internet connection.
• Check if you have a VPN enabled

Login error:

• Did you forget to turn off the capslock?
• Did you type the wrong character?
• Did you change your password recently?

If the information is correct but you cannot log in, please call customer care using the information below.

If you are not sure about your password, we have password recovery instructions above

PennyMac Mortgage: How to Make a Payment

Here are some ways to make your PennyMac Mortgage Payments:

Online Payment

Online Automatic Monthly Payments

Your monthly mortgage payment can be made conveniently, affordably, and effectively with Pennymac AutoPay. No worries, no checks, and no stamps. With this approach, your payments are automatically taken out each month on the day you specify.

To subscribe to this service:

• Step 1: Select “Make a Payment” and then click”Automatic Payments” after logging into your Pennymac account.
• Step 2: To enlist, just follow the three simple steps listed below. For this service, you must register using your bank account and routing number.
• Step 3: Go Paperless: Simplify your mortgage with access to all of your statements any time of day or night.
  Enter your Pennymac account login information, then choose “Account Settings,” “Paperless Preferences,” and “Online Only.” If you miss all the papers, you can always change back.

Online Single Payment

You can easily pay your mortgage online with your checking, savings, or debit card by using the handy “One-Time Payment” option from your computer, tablet, or smartphone.

• Step 1: Sign in to your Pennymac account using any browser or download the Pennymac mobile app from the App Store. To make a one-time payment, select “Make a Payment” next to it.
• Step 2: To make your payment with your bank account or debit card, just adhere to the simple two-step approach.

Pay by Mail

When sending your payment by mail, kindly include your loan number. If you recently had your loan transferred to Pennymac and you haven’t yet had a Pennymac payment coupon, send your payment to the relevant address listed below.

Standard Payment Address:

PennyMac Loan Services, LLC

PO Box 30597

Los Angeles, CA 90030-0597

Overnight Payment Address:

PennyMac Loan Services

Attn: Lockbox Operations POB 30597

20500 Belshaw Ave

Carson, CA 90746

Paid by Phone

To make a One-Time Payment using a direct debit from your checking or savings account, call the automated phone system. One of the Customer Service Representatives is also available for conversation.

(800) 777-4001

Pay by Third-Party

Western Union Quick Collect

Make sure your payment is received right away by using Western Union. Find the Western Union branch that is closest to you. Take your loan id to the service desk to finalize the payment using Western Union, which doesn’t require a form.

PennyMac Mortgage Customer Service

If you have any problems with PennyMac Mortgage, contact its customer service for assistance via:

Purchase and Refinance

Phone:

888.870.6229

Mon-Fri 6am-7pm

Sat 6 am-5pm

Loan Servicing

Phone:

800.777.4001

Mon-Fri 5am-6pm

Sat 7am-11am

General Correspondence

PennyMac Loan Services, LLC

Attention: Correspondence Unit

PO Box 514387

Los Angeles, CA 90051-4387

Notice of Error and Information Requests Only

East Coast States

PennyMac Loan Services, LLC

PO Box 950002

Fort Worth, TX 76155-9802

West Coast States

PennyMac Loan Services, LLC

PO Box 5133

Thousand Oaks, CA 91359-5133

FAQs about PennyMac Mortgage

How long does it take to get a payoff from PennyMac?

Within 24 to 48 hours after your payment processes, the money should be in your bank account. If there is a problem with the transaction, Pennymac will email you to ask you to visit the secure Message Center of your online account for more information.

Is PennyMac easy to get approved for?

If you’re not using a VA or USDA loan, which don’t demand down payments, you’ll need to have a credit score of 620 as well as a down payment of at least 3.5% to be eligible for a mortgage loan through PennyMac.

Although a debt-to-income ratio of no more than 43% is preferred, many borrowers can still qualify with such a DTI of 50% or more.

Does PennyMac require appraisal?

Most notable is the $445 appraisal deposit cost that you’ll have to pay. It just depends once you submit this fee because most lenders include it in your closing fees. PennyMac does charge a $100 application fee for loans that don’t call for an appraisal.

How to order a payoff from Pennymac?

1. Login to your Pennymac account
2. Navigate to “Payoff Resource Center”
3. You can request an online statement here.

Conclusion

That’s all there is to it! If you have any questions, please feel free to comment below and we will do our best to help. Now that you know how to login into your Pennymac Mortgage account, you can get started on your application process right away.

Thank you for viewing the post. HDBank Career hopes this article will be helpful to you who have the tendency to login into Pennymac Mortgage for its convenience. More related articles can be found in Banking.