Union Home Mortgage Login Step-by-step Instructions

Union Home Mortgage Login Step-by-step Instructions. In order to make logging into your Union Home Mortgage account as easy as possible, we have put together a few guidelines to follow. By following these simple steps, you’ll be able to log in to your Union Home Mortgage with ease.

Let’s get started to know more details!

About Union Home Mortgage

A full-service mortgage company with headquarters in Strongsville, Ohio, is Union Home Mortgage (UHM). It has around 155 branch offices and has created over $13 billion in the purchase and refinance loans.

Except for Alaska, Hawaii, New York, North Dakota, South Dakota, and the District of Columbia, UHM is authorized to provide loans in the majority of these states.

Union Home Mortgage Loan Options

Union Home Mortgage provides its customers with a variety of loan options which include:

Fixed-rate mortgages:

Mortgages with fixed rates are among the most popular and have an interest rate that remains the same for the duration of the loan. The length of a loan at Union Home Mortgage can be between 10 and 30 years.

Adjustable-rate mortgages:

Mortgages with adjustable rates, also known as ARMs, begin with a fixed rate and, after a predetermined time, change to market rates.

FHA loans:

These unique mortgages, which are guaranteed by the Federal Housing Administration, have a minimum 3% down payment requirement and may be more readily available to borrowers with previous credit problems.

VA loans:

Loans from the Department of Veteran Affairs (VA) are available to qualified members of the armed forces, veterans, and reservists who want to purchase a home.

Banks frequently offer this sort of loan without a down payment and with a cheaper rate of interest than with a normal loan program, even though consumers need to incur a VA financing fee.

USDA loans:

Loans from the Department of Agriculture (USDA) are available exclusively in specific rural areas, with the goal of preserving and reviving the nation’s most rural regions.

For customers with lower or worse credit scores, special options, like 100% financing and greater flexibility, may be made available.

Process for Union Home Mortgage Loans

You must get in touch with your nearby branch office or use the UHM website to find an office before applying for a home loan with the company.

Once you’ve located a branch or loan officer, you may submit an online form with your contact and job details to get a prequalification. You will also be required to supply information about your income, debt, and credit.

You’ll have to wait for a loan officer to get in touch with you after submitting the form; they often do so within one business day. A pre-qualification, not a preapproval, is being made clear here.

Preapprovals go a step further by checking your credit, whereas prequalifications only offer you an idea of what you can afford. To submit an offer on a house, you might require pre-approval.

The process for applying for the mortgage itself is comparable. There is no option to begin an application online; instead, you must call a branch office or the toll-free main number, or fill out a contact form and wait for a loan officer to get in touch with you. You will be guided through the following procedures by the loan officer.

Advantages of Login into Union Home Mortgage Online

When logging into Union Home Mortgage, you may estimate your monthly payments using the straightforward mortgage and refinancing calculators provided by Union Home Mortgage.

The online tools can also help you simplify your knowledge of mortgage payments and show you how much money you could save by refinancing your mortgage at a lower interest rate.

Union Home Mortgage does not allow direct online mortgage applications, but their client site does allow you to manage your account. Online questions are simple and easy to answer, but to apply you must complete a form or give a loan officer a call.

However, you can use the My UHM app to submit a loan application. The software allows potential borrowers to follow their loan applications, upload all necessary papers, and estimate installments. The business offers a phone number and email address in case there are any problems.

Login Instructions to Union Home Mortgage

What’s Needed to Login into 

You’ll need a few things before you can log in to Union Home Mortgage online:

• Account Number:
• Zip Code or Last 4 Digits of Social Security Number
• Devices with a stable Internet connection

With the above-mentioned pieces of information, you’ll be able to log in and manage your account online.

You can access your Union Home Mortgage online account from any location if you have one. You must understand how to access your account in order to get there.

Here are the instructions to do that:

Step 1: Go to the homepage of Union Home Mortgage

Open the following URL: https://www.uhm.com/ to get access to Union Home Mortgage’s official website.

Step 2: Navigate to My UHM Loan

Click the “MY ACCOUNT” button and you will be redirected to a new page.

Step 3: Enter your loan information

Fill in your Account Number, Zip Code, or Last 4 Digits of Social Security Number, and then click “CONTINUE”.

After that, follow the next given instructions on the website to get access to your Union Home Mortgage account.

The Reasons for Using MyUHM App

With a mobile application that gets you from here to home quickly, Union House Mortgage offers a straightforward and easy experience for home buyers (and refinancing). The easy-to-use steps in the myUHM app speed up the mortgage application process and can have a prequalification letter on your phone in a matter of minutes.

The MyUHM app has the following benefits:

• Enter personal information just once, in one location.
• Use your phone to securely scan and upload any necessary documents.
• Use the app to communicate with your loan officer or agent directly
• View application status and other updates as they happen

You will always have a home financing experience you can be proud of, including individualized help from a committed mortgage advisor from start to finish, regardless of how you apply.

Download MyUHM App on Appstore:

You may find MyUHM App in the Appstore by searching its name or following this link: myUHM on IOS

Download MyUHM App on Google Play:

MyUHM App may be found in Google Play by searching its name or following this link: myUHM on Android

How to Login to MyUHM App

Step 1: Open the app

Download and launch the myUHM app on Android and IOS.

Step 2: Enter your account information

Enter your Account Number and Password.

Step 3: Complete login

Press “Login” to get access to the app.

Union Home Mortgage Customer Service

If you have any problems with Union Home Mortgage, contact its customer service for assistance via:

New Customers

Phone:

877-846-4968

Hours:

Monday – Friday: 8:00 AM – 8:00 PM EST

Saturday: 10:00 AM – 2:00 PM EST

Sunday: 10:00 AM – 2:00 PM EST

Email:

Supportdirect@uhm.com

Existing Customers

Phone:

800-441-3456

Hours:

Monday – Friday: 8:30 AM – 5:00 PM EST

Saturday – Sunday: Closed

Email:

Supportuhmservicing@uhm.com

FAQs about Union Home Mortgage Login

How many employees does Union Home Mortgage have?

More than 1,500 people work at UHM, with 500 of them headquartered in Northeast Ohio, according to Cosgrove. He anticipates that in a few years, the number of employees will surpass 2,000, in part due to a historically prosperous 2020 for mortgage firms.

Who is the president of Union home mortgage?

Union Home Mortgage, an independent mortgage banking company with a focus on full-service retail, wholesale, consumer direct, correspondent, and in-house servicing, is led by Bill Cosgrove as president and CEO. The company is based in the greater Cleveland area of Ohio.

How long has Union mortgage been in business?

The 1970-founded corporation claims to have over $5 billion in yearly lending volume and to have operations in 44 states plus Washington, D.C. The business also claims that it has been four times included on the Inc. 500 list of America’s fastest-growing businesses (2016–2019).

Conclusion

That’s all there is to it! If you have any questions, please feel free to comment below and we will do our best to help. Now that you know how to log into your Union Home Mortgage account, you can start your application process immediately.

Thank you for viewing the post. HDBank Career hopes this article will be helpful to you who have the tendency to login into Union Home Mortgage for its convenience. More related articles can be found in Banking.