Where Should You Order Checks? | Banking Advice 2022
Where Should You Order Checks? You do not have to purchase checks from your bank. HDBank Career will compile a list of the best places to order checks. paychecks.
With the proliferation of peer-to-peer payment systems like PayPal, Venmo, Zelle, and a few others, it’s rarely necessary to write a check these days.
Even so, the check is not completely extinct. The Federal Reserve reports that the number of checks used in 2015 was nearly 18 billion.
Maybe your landlord still prefers to receive rent the old-fashioned way. Perhaps you run a small business that handles a lot of transactions in the form of checks. In any case, when your checkbook runs out, you may be wondering how to get a new set without paying $30 or more.
“The fastest way – but often the most expensive – to get a new check is to order it from your bank,” said Salvador Gonzalez, a contributing lecturer in accounting at Walden University. The good news is that there are ways to order checks at low cost – maybe even for free.
Table of Contents
What do you need on your check?
Having the right information on your check is very important. In order for banks to know how to process and pay checks, there are a few key details you want to make sure are printed and legible:
- Bank routing number. This is a nine-digit code that identifies the bank from which the funds are being withdrawn.
- Account number. The check also needs to show your account number, which indicates which specific account the money is coming from.
- Check number. In the top right corner of each individual check should be a unique three- or four-digit number that identifies the check.
- Personal information. Your name and usually your address should be printed in the top left corner of the check. Sometimes you can include your phone number.
- Bank contact information. Your bank address and phone number will usually be printed below your contact information.
It is important that routing numbers, accounts, and checks be printed in a font related to magnetic ink character recognition, or MICR. The numbers themselves may need to be printed with magnetic ink, allowing financial institutions to automatically read and process checks.
Some banks may charge a fee to process checks that do not contain magnetic ink. However, this is not an issue for mobile check deposits.
Where Should You Order Checks?
Typically, you’ll find an order form to get more checks in your checkbook. However, as Gonzalez says, placing a check through your bank is often the most expensive option. Costs can go up to nearly 30 cents per check, depending on the bank and the complexity of the order.
However, many banks offer their customers free checks. “As the banking environment becomes more competitive, banks are doing everything they can to attract more customers,” said Austin Weyenberg, founder of personal finance blog The Logic of Money. For example, Weyenberg says he uses Discover and can claim free checks. Other banks, such as Bank of America, often offer free checks to customers using their premium checks.
“There are plenty of other places where you can get a check that might be cheaper than your bank,” says Weyenberg. For example, one option to order cheap checks is through retailers like Sam’s Club, Walmart, and Costco.
Explore: E-Checks
Where Can I Buy Cheap Checks?
Single Checks
| # of Checks Per Box | Price for Two Boxes | Price Per Check | ||
| Sam’s Club | 240 | $13.20 | $0.0275 | |
| Super Value Checks | 125 | $7.90 | $0.0316 | |
| Checks.com | 100 | $9.90 | $0.0495 | |
| Walmart | 150 | $14.92 | $0.0497 | |
| Costco | 125 | $16.53 | $0.0661 | |
| VistaPrint | 150 | $24.00 | $0.0800 | |
| Carousel Checks | 100 | $17.98 | $0.0899 | |
| Checks Unlimited | 100 | $29.98 | $0.1499 | |
| Current Catalog | 100 | $26.98 | $0.1349 | |
| Bradford Exchange | 100 | $39.90 | $0.1995 | |
The Top Five Online Check Ordering Sites that you can order paycheck:
- Sam’s Club charges $0.028 each check.
- Super Value Checks are $0.032 each.
- Checks.com charges $0.050 every check.
- $0.050 per check at Walmart
- Costco charges $0.066 each check.
- Sam’s Club and Super Value Checks both sell single checks for less than $0.04. Checks.com and Walmart also have reasonable costs.
Duplicate Checks
| # of Checks Per Box | Prices for Two Boxes | Price Per Check | |
| Sam’s Club | 165 | $13.96 | $0.0423 |
| Walmart | 150 | $16.92 | $0.0564 |
| Super Value Checks | 100 | $11.90 | $0.0595 |
| Checks.com | 100 | $11.90 | $0.0595 |
| Costco | 100 | $16.88 | $0.0844 |
| VistaPrint | 150 | $26.00 | $0.0866 |
| Carousel Checks | 100 | $23.98 | $0.1199 |
| Current Catalog | 100 | $33.18 | $0.1659 |
| Checks Unlimited | 100 | $39.98 | $0.1999 |
| Bradford Exchange | 100 | $49.50 | $0.2475 |
The Top Five Cheapest Places to Order Duplicate Checks Online
- Sam’s Club charges $0.042 per check.
- Walmart charges $0.056 per check.
- Super Value Checks are $0.060 each.
- Checks.com charges $0.060 per check.
- Costco: $0.084
The best place to put checks
Ordering checks from a third-party service is often the most cost-effective method. Here’s a closer look at some of the best places to order checks online.
Check Advantage
This online check maker offers one of the largest selections of checks on the web, with thousands of options for personal and business checks, as well as accessories.
- Price: Starting at $14.65 for a box (150) of checks, plus free shipping on orders of individual checks.
- Diversity: Over 2,500 designs for personal testing.
- Guard: Checks come with a number of security features, including microprinted symbols, padlock symbols, and premium paper.
- Customer service: Check Advantage ensures that orders will arrive on time, without confusion, and will always work at your bank and store. The check will arrive within 11 to 15 days. The company is a trusted Google store and is recognized by the Better Business Department.
Check Gallery
Check Gallery is an Earth-friendly check printer that produces personal and corporate checks. It offers a variety of exclusive designs that support causes including animals, environmental protection and various charities. It also allows you to create custom photo checks.
- Price: Starting at $18.99 for a box of (100) checks, with a second box of 10 cents.
- Diversity: 84 design items.
- Guard: The check contains several security features, including a micro signature line, erasure and chemical protection, and a security screen on the back.
- Customer service: Checks are printed within seven to 11 business days, with expedited settlement options available.
Costco
If you’re a member of the Costco warehouse club, you can order discounted checks printed by Harland Clarke. Ordering a check through Costco costs half of the usual bank rates, and standard shipping is free. Executive members can also save an extra 20%.
- Price: Starting at $18.96 for two packages (250) checks.
- Diversity: There are hundreds of designs, including National Parks, ASPCA, and Spirit of America, as well as classic Elite Checks, owner checks and personal safety checks in blue.
- Guard: All checks come with security features. However, Costco also offers high security checks that come with features like 3D holograms and thermally reactive inks.
- Customer service: A phone representative is available to assist with the ordering process Monday through Friday from 8 a.m. to 10 p.m. Eastern Time. Costco is rated 4 out of 5 stars on Consumer Issues.
Sam’s Club
Another warehouse club, Sam’s Club also allows customers to order checks online. It offers personal checks and business checks ranging from basic to designer prints.
- Price: Starting at $13.20 for two packages (330) checks.
- Diversity: More than 350 personally tested designs.
- Guard: Sam’s Club checks include safety features such as padlock symbols and chemically sensitive paper.
- Customer service: Checks arrive relatively quickly after ordering – within 10 to 12 business days. Fast and second day delivery also available. Sam’s Club also received a four-star Consumer Matters rating.
Vistaprint
Online custom printing company Vistaprint also allows you to order checks online at a lower cost. Choose from hundreds of designs or customize your own. Shipping costs depend on total order and shipping speed, but start at $5.99 in eight business days.
- Price: Starting at $14 for 150 checks.
- Diversity: Because you can customize your check with just any image, there are essentially countless design options.
- Guard: All Vistaprint checks have a padlock symbol on the front, indicating that they meet the security specifications recommended by the Check Payment Systems Association.
- Customer service: Vistaprint says that if you’re not satisfied with your order, Vistaprint will fix the situation, from reprints to refunds. The company has a 3.8 out of 5 star rating on Consumer Affairs.
Walmart
Walmart offers its own check printing service at Walmartchecks.com. You can order personal checks with hundreds of design options, as well as business checks. Walmart also offers custom checks through its photo-checking service.
- Price: Starting at $7.46 for a pack of (150) checks.
- Diversity: More than 300 designs individually checked.
- Guard: Walmart offers highly secure checks, backed by CheckSafe, that protect against fraudulent use of your checks. If problems arise, the company has check fraud specialists who will work with your bank and merchant.
- Customer service: Checks must arrive within 12 business days after Walmart receives your order. Walmart has a rating of 3.8 out of 5 stars on Consumer Issues.
Can you print your own check?
You can print checks yourself using specialized software for formatting checks, such as QuickBooks and paper checks designed to prevent your checks from being copied or altered.
Again, it’s important to include all of the essential information outlined above in the check design and print it with magnetic ink using the MICR font, unless you know the check will be sent via check deposit. mobile. Even so, you’d better be cautious when it comes to mistakes.
“The most important consideration is to make sure that your bank routing and account number, located at the end of the check, is correct,” says Gonzalez. “Be aware that the bank routing information on your deposit form may differ from what is shown on the check. Before printing the check, verify your information.”
When deciding whether to order a check or print a check yourself, it’s important to compare costs. If you can, evaluate each option based on cost per check so you can compare apples to apples. And don’t forget to take your time into account – it’s worth it too.
Find out more: How do money order work?
FAQs: Where Should You Order Checks?
What is the best place to order checks?
- Here are the best online check-buying options.
- Overall winner: Checks In The Mail.
- Carousel checks are the best value.
- Costco checks are the safest.
- Walmart Checks are the most customizable.
- Bradford Exchange has the best customer support.
- Sam’s Club Checks are ideal for business purposes.
- CheckAdvantage has the best selection.
Is it safe to order checks from checks in the mail?
Ordering checks online from Checks In The Mail is completely secure. As previously stated, their checks include all of the security features you could want to feel confident in using the checks you order from them.
Is ordering checks from Walmart safe?
Walmart provides high-security checks backed by CheckSafe, which protects your checks from fraudulent use. If a problem arises, the company has check fraud specialists on staff who will collaborate with your bank and merchants.
Overall, HDBank Career hope you found this article on Where Should You Order Checks to be informative. Let’s find out more about “banking” related posts.
